Xbox Series X contract deals are available through several channels, with the most popular option being Xbox All Access, which lets you finance a console and includes 24 months of Game Pass Ultimate for a fixed monthly fee.[1]
Xbox All Access lets you get a Series X (including 2 years of Game Pass Ultimate) for $34.99 per month in the US, £28.99 per month in the UK, with no upfront cost and no interest, provided all payments are made on time. Retail partners include Microsoft, GameStop, and Walmart in the US, while Game and Smyths offer it in the UK.[1] The service operates through Klarna and has no interest for the contract period, making it a cost-effective way to get the console bundled with Game Pass.
Other financing options are available through select retailers in the UK:[2]
- Argos Card: 0% interest, up to 12 months.
- Currys: Representative example—£479.00, 36 monthly payments of £19.41, 24.9% APR; also offers 0% interest with a buy now, pay later scheme, if paid off within 12 months.
- AO: Four finance options, including periodic 0% offers.
- ShopTo: Offers Klarna (0% if paid within 30 days; 18.9% APR on longer terms) and PayPal credit (21.9% APR max £1,200 limit).
- GAME and eBay (UK): PayPal Credit for 0% interest over four months (minimum monthly payment 2%), or Xbox All Access for no-interest purchase with Game Pass Ultimate.[2]
In the US, prices have recently increased, with the Xbox Series X disc model now retailing at $599.99 and the digital version at $549.99. While discounts and bundles are minimal, options for renewed/refurbished consoles can still yield savings of $50–$60.[1]
Microsoft also offers trade-in promotions enabling a rebate of $60 to $400 towards the Series X when you trade in qualifying consoles (valid in Canada through September 30, 2025).[3]
Some independent financing services offer weekly payment plans for bundles (e.g., $57.94/week with Approovl) that include Game Pass, though these often require a credit application.[4]
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