Contract deals for the iPhone 12 128GB are still available in 2025, though new promotions are increasingly focused on newer models. Providers such as Verizon and T-Mobile offer device financing options, allowing you to pay off the phone in monthly installments over 24 or 36 months; for Verizon, this starts at approximately $18.05 per month for a 36-month contract at 0% APR[8]. Many carriers occasionally provide further incentives (such as trade-in credits or bill credits) for new activations or switching carriers[6].
Comparisons across more than 40 carriers show that iPhone 12 128GB contract plans can start at around $17 per month, depending on the provider and your eligibility[2]. This typically requires a qualifying service plan and might be bundled with other offers, such as trade-in bonuses, free months of service, or special data pricing.
Key points to consider:
- Monthly installments for iPhone 12 128GB are generally available on contract, most commonly sold through major carriers and some MVNOs (mobile virtual network operators) at rates roughly between $17 and $20 per month for 24–36 months[2][8].
- Carriers frequently offer additional discounts or deals if you trade in an old device or switch from another provider—Apple and the carriers themselves may provide up to $600–$1000 in credit depending on model and contract length[6].
- Plan options and total cost can vary significantly, so comparing contract deals—including terms such as 0% APR, bill credits, and early payoff policies—is strongly advised[2].
For unlocked or prepaid deals (non-contract), refurbished iPhone 12 models can sometimes be found at retailers like Best Buy or directly from Apple, but these are typically not part of carrier contract promotions[1][6].
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