Last updated: August 2026
Comparing contracts fails when people line up the monthly figure and nothing else. Here is what to actually put side by side.
The comparison worksheet
| Line up | Why |
|---|---|
| Monthly amount | The starting point, not the answer |
| Term in months | Longer terms flatter the monthly |
| Upfront or deposit | Frequently omitted from advertising |
| Total = monthly × term + upfront | The real comparison |
| Data allocation | Compare like for like |
| Minutes included | Only counts if you use them |
| Out-of-bundle rates | Where surprise bills come from |
| Handset model and storage | Same phone, different storage is not the same deal |
| Escalation clause | Does the monthly rise during the term |
| Early cancellation cost | Ask before signing, not after |
The two arithmetic traps
- A lower monthly on a longer term. A 36-month deal at a lower monthly usually costs more in total than 24 months. Multiply, always.
- An upfront amount excluded from the headline. Add it before comparing.
One thing no worksheet captures
Coverage. The cheapest contract on a network with poor signal where you live is the worst deal available to you, whatever the arithmetic says. Settle this before comparing prices.
See how to check network coverage.
See compare mobile contract deals, best contract deals, 24 month contract deals and cheapest cellphone contracts.
Frequently asked questions
What is the single most important figure?
Monthly × term, plus upfront.
Why do longer terms look cheaper?
Because the cost is advertised monthly and spread further.
What do people forget to compare?
Out-of-bundle rates and early cancellation costs.
More comparisons
- Check Coverage Before An Internet Deal
- Apply For A Telkom Contract
- Mobile Contracts South Africa
- MacBook Pro Contract Deals
- iPad Pro Contract Deals
- iPhone 16 Pro Contract Deals
- iPhone 17 Pro Contract Deals
- iPhone 15 Pro Contract Deals
Pricing and terms are set by providers and change regularly. This is general information, not financial advice.