Last updated: August 2026
Makro competes on price, which makes it a natural place to look for a laptop — provided you already know which specification you want. It is a warehouse retailer, not a specialist advice channel.
Know the specification before you go
Price-led retail rewards buyers who arrive decided. The specifications that determine whether a laptop still feels usable in three years:
- Memory — the main cause of a laptop feeling slow
- An SSD rather than a hard drive — the largest single speed difference
- Screen resolution — low-resolution panels age badly
- Whether memory is socketed or soldered
A cheap laptop that is short on memory is not a bargain over a financed term.
Lay-by is worth considering
Makro’s lay-by is genuinely different from credit: you pay before collecting, so no credit agreement exists, no affordability assessment applies, and there is nothing to default on.
For anyone with a difficult credit position, or simply reluctant to finance a depreciating item, that is a real advantage rather than a consolation.
If you do take credit
Retail laptop credit falls under the National Credit Act. Compare on monthly × term, plus deposit and fees — not the monthly figure, which a longer term can flatter.
Ask for the interest rate and total repayable in writing.
See Incredible Connection laptop deals, iStore laptop deals, laptop contract deals, Makro tablet deals and prepaid vs contract.
Frequently asked questions
Does Makro offer lay-by on laptops?
Lay-by is a standard Makro option — confirm it applies to the model you want.
Does lay-by need a credit check?
No. You pay before collecting, so no credit is extended.
What specification should I prioritise?
Memory and an SSD.
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Retailer terms, pricing and availability change regularly. This is general information, not financial advice.